Your Guide to Growing Wealth

Tashkialy is an automatic investing app that lets you set a monthly investment amount, choose a risk profile, and then does everything else for you. We invest your money across 6 asset classes and rebalance your portfolio automatically. You set it up in 5 minutes and then literally forget about it.

Every month on the 1st, we automatically debit your chosen amount and invest it according to your target allocation. This is called dollar-cost averaging (DCA) — the strategy used by the world's most successful long-term investors. You buy consistently regardless of market conditions, which smooths out volatility over time.

Compound interest means your investment gains earn their own gains. It's exponential growth — your money snowballs over time. For example, investing $500/month at 8% return for 30 years turns $180,000 into over $745,000. The last 10 years generate more wealth than the first 20 combined. Starting early is the single most powerful thing you can do.

Your portfolio is diversified across: Developed Markets (US, Europe, Japan stocks), Emerging Markets (China, India, Brazil stocks), Real Estate (global REITs), Crypto (Bitcoin, Ethereum), Local Bonds (government & corporate), and Cash (money market funds). This gives you broad exposure to the global economy.

Conservative focuses on stability with more bonds and cash (best if you're closer to your goal). Balanced mixes growth and safety (great for most people). Aggressive goes heavy on stocks, emerging markets, and crypto for maximum growth potential (ideal if you're young and have 20+ years ahead). You can also customize your own mix.

Over time, some investments grow faster than others, throwing your portfolio off balance. Rebalancing automatically sells a bit of the winners and buys more of the underperformers to bring everything back to your target allocation. It's like autopilot for your investments — and it happens every 3, 6, or 12 months based on your preference.

Whatever you can afford consistently. Even $100/month grows to over $150,000 in 30 years at 8% returns. The most important thing isn't the amount — it's the consistency. Pick an amount you won't miss, and let time do the heavy lifting. You can always increase it later.

Your payments are processed by Stripe, a global leader in payment security. We never store your bank credentials. Your data is encrypted at rest and in transit. Our infrastructure runs on Cloudflare's global network with enterprise-grade DDoS protection and WAF security.

Yes. This is your money and you can access it whenever you need to. You can also pause your monthly investments at any time from the Settings page. No lock-in periods, no exit fees, no tricks.

Because of compound interest, every year you wait costs you exponentially. Someone who starts investing $500/month at age 25 will have roughly double the wealth at 65 compared to someone who starts at 35 — even though they only invested 40% more money. The math is brutal: time beats money, every single time.

Absolutely not. That's the whole point of Tashkialy. You pick a risk profile (or let us suggest one based on your age and goals), set your monthly amount, and we handle everything else. The best investing strategy is the one you don't have to think about.

We keep it simple and transparent. There are no hidden fees, no account minimums, and no lock-in periods. Transaction fees from our payment provider (Stripe) apply to each monthly investment. That's it.

You can cancel anytime from the Settings page — just tap Billing and then Cancel subscription. There are no cancellation fees or penalties. Your existing portfolio will remain invested until you choose to withdraw.

Go to Settings and update your monthly amount. The change takes effect on the next billing cycle (the 1st of the following month). You can increase, decrease, or pause your investment at any time.

We accept all major credit and debit cards through Stripe, including Visa, Mastercard, and American Express. Stripe also supports regional payment methods depending on your country. All transactions are processed securely — we never see or store your card details.

Stripe automatically sends a receipt to your email after each monthly investment. You can also access your full billing history and download invoices anytime from the Settings page under Billing.

Absolutely. While 30 years gives you the full power of compounding, even 10 years of consistent investing produces impressive results. $500/month at 8% for 10 years turns $60,000 into about $91,000 — a 50% gain. At 15 years, that becomes $173,000 from $90,000 invested. The key is starting now and staying consistent. Every year you wait shrinks the window.

Studies consistently show that over 90% of active traders underperform simple index investing over 15+ years. The reasons are clear: trading fees eat your returns, emotional decisions lead to buying high and selling low, and nobody can consistently predict the market. Lazy investing — setting up automatic monthly investments and not touching them — removes emotion and fees from the equation. The less you do, the better you perform.

Your 20s are literally the best time to start investing. You have 35-40 years of compounding ahead of you — that's where the real magic happens. Someone who starts investing $300/month at 25 will have more at 65 than someone who starts investing $600/month at 35. Time is your biggest advantage, and you have more of it than almost anyone. Start with whatever you can afford today.

Market timing means trying to buy low and sell high — but even professional fund managers fail at this consistently. Research shows that missing just the 10 best trading days over 20 years cuts your returns in half. The solution? Stay invested through ups and downs. Dollar-cost averaging (investing monthly) means you automatically buy more when prices drop. Time in the market always beats timing the market.

Tashkialy was built for passive investors who believe in index investing and low fees. Most investing apps are designed to make you trade more — more charts, more news, more notifications. But the data is clear: over 90% of active traders underperform simple index investing. We built Tashkialy to automate what the best investors already do: invest consistently in diversified, low-cost index funds and never touch them. The biggest risk in investing isn't market volatility — it's not investing at all.

It's simple: you set a monthly investment amount, choose your risk profile (Conservative, Balanced, or Aggressive — or customize your own mix), and pick how often to rebalance. That's it. Every month on the 1st, we automatically invest your money across 6 asset classes: Developed Markets, Emerging Markets, Real Estate, Crypto, Local Bonds, and Cash. We rebalance your portfolio every 3, 6, or 12 months to keep it on target. You set it up in 5 minutes and then literally do nothing.